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TD Bank Financial Group CEO to Present at Morgan Stanley U.S. Financials Conference

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/CNW/ – Ed Clark, President and Chief Executive Officer, TD Bank Financial Group (TDBFG), will present at the Morgan Stanley U.S. Financials Conference in New York City on February 3, 2010.

Ed Clarks presentation, a strategic overview of TDBFG, will begin at 11:30 a.m. ET. A live audio webcast will be available on the Investor Relations section of TDBFGs website at www.td.com/investor. The webcast will be archived at www.td.com/investor/calendar_arch.jsp.

About TD Bank Financial Group

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group. TD Bank Financial Group is the sixth largest bank in North America by branches and serves more than 18 million customers in four key businesses operating in a number of locations in key financial centres around the globe: Canadian Personal and Commercial Banking, including TD Canada Trust and TD Insurance; Wealth Management, including TD Waterhouse and an investment in TD Ameritrade; U.S. Personal and Commercial Banking, including TD Bank, Americas Most Convenient Bank; and Wholesale Banking, including TD Securities. TD Bank Financial Group also ranks among the worlds leading online financial services firms, with more than 6 million online customers. TD Bank Financial Group had CDN$557 billion in assets on October 31, 2009. The Toronto-Dominion Bank trades under the symbol TD on the Toronto and New York Stock Exchanges.

TD Bank Financial Group CEO to Present at RBC Capital Markets Conference

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/CNW/ – Ed Clark, President and Chief Executive Officer, TD Bank Financial Group (TDBFG), will present at the RBC Capital Markets Canadian Bank CEO Conference in Toronto on January 14, 2010.

Ed Clarks presentation, a strategic overview of TDBFG, will begin at 11 a.m. ET. A live audio webcast will be available on the Investor Relations section of TDBFGs website at www.td.com/investor. The webcast will be archived at www.td.com/investor/calendar_arch.jsp.

About TD Bank Financial Group

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group. TD Bank Financial Group is the sixth largest bank in North America by branches and serves more than 18 million customers in four key businesses operating in a number of locations in key financial centres around the globe: Canadian Personal and Commercial Banking, including TD Canada Trust and TD Insurance; Wealth Management, including TD Waterhouse and an investment in TD Ameritrade; U.S. Personal and Commercial Banking, including TD Bank, Americas Most Convenient Bank; and Wholesale Banking, including TD Securities. TD Bank Financial Group also ranks among the worlds leading online financial services firms, with more than 6 million online customers. TD Bank Financial Group had CDN$557 billion in assets on October 31, 2009. The Toronto-Dominion Bank trades under the symbol TD on the Toronto and New York Stock Exchanges.

TD Canada Trust and TD Waterhouse launch a new tool to help visually impaired customers do their online banking and investing with ease

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/CNW/ – A new web accessibility tool recently launched by TD Canada Trust and TD Waterhouse improves the online experience and access for customers with visual impairments.

The Web Accessibility Toolbar allows people with limited vision or with eye fatigue to customize the appearance of Web content. User-friendly features include the ability to quickly and easily adjust font sizes, change color contrast, magnify all or a portion of the screen, and have text read aloud with adjustable speed and volume control.

At TD we are committed to providing a comfortable experience for both customers and employees, said Tim Hockey, President and CEO, TD Canada Trust. Its all about creating an environment where employees and customers feel theyre included and their needs are being met.

For customers with low vision who may have felt that they couldnt comfortably access their accounts online, this new web accessibility tool on EasyWeb and WebBroker now makes it easier for them to experience the convenience of online banking and investing, added John See, President, TD Waterhouse Discount Brokerage.

Developed by IBM Research in 2003, the toolbar significantly enhances the usability of online banking services for customers with low vision. It is just one component of a comprehensive web accessibility strategy developed by TD Bank Financial Group in collaboration with the IBM Human Ability and Accessibility Center and IBM Global Business Services.

We applaud TD Bank Financial Group for recognizing that removing technology barriers to enhance the usability of online banking services for all customers is not only the right thing to do, but makes eminent business sense and drives competitive advantage, said Frances W. West, Worldwide Director, IBM Human Ability and Accessibility Center. Were confident that their ambitious efforts will set a new standard for customer service in the financial services industry. IBM is particularly gratified to work with TD on this important project, applying our accessibility know-how from the retail sector to financial services

Customers can call 1-866-222-3456 (English)/1-800-895-4463 (French) if they have any questions regarding the web accessibility toolbar or require navigational assistance.

The introduction of the web accessibility tool is another step TD is taking to improve access for our customers and other access initiatives include:

– Audio capable ABMs
– Bank documents, such as credit card statements and personal cheques,
available upon request in formats such as large-font and Braille at
no additional charge
– Electronic large-font versions of popular brochures
– Generic large-font and Braille business cards in all customer-facing
locations
– TTY and Relay services for customers who are Deaf, deafened or hard
of hearing.

About the IBM Human Ability and Accessibility Center

The IBM Human Ability and Accessibility Center focuses on technology solutions to address the issues associated with disability, aging and low literacy. An integral part of IBM Research, the Center is a worldwide organization that works with governments, collaborates with partners, and delivers solutions to clients in the Americas, Asia, and Europe. The IBM Human Ability and Accessibility Center enables human capability through innovation, so all people can reach their potential, regardless of age or ability. For more information, visit www.ibm.com/able.

About TD Bank Financial Group

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group. TD Bank Financial Group is the sixth largest bank in North America by branches and serves more than 18 million customers in four key businesses operating in a number of locations in key financial centres around the globe: Canadian Personal and Commercial Banking, including TD Canada Trust and TD Insurance; Wealth Management, including TD Waterhouse and an investment in TD Ameritrade; U.S. Personal and Commercial Banking, including TD Bank, Americas Most Convenient Bank; and Wholesale Banking, including TD Securities. TD Bank Financial Group also ranks among the worlds leading online financial services firms, with more than 6 million online customers. TD Bank Financial Group had CDN$557 billion in assets on October 31, 2009. The Toronto-Dominion Bank trades under the symbol TD on the Toronto and New York Stock Exchanges.

UPDATE: Media Advisory – TD Bank Financial Group to release fourth-quarter and fiscal 2009 financial results

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/CNW/ – TD Bank Financial Group (TDBFG) will release its fourth-quarter and fiscal 2009 financial results and host an earnings conference call on Thursday, December 3, 2009.

Financial results will be issued in a press release at approximately 6:30 a.m ET. The call will be webcast live via TDBFGs website at 3:00 p.m. ET and is expected to last about 60 minutes. The call and webcast will feature presentations by TDBFG executives on the banks financial results for the fourth-quarter and fiscal 2009, followed by a question-and-answer period with analysts.

The presentation material referenced during the call will be available on the TDBFG website at www.td.com/investor/qr_2009.jsp on December 3, 2009, by approximately 12:00 p.m. ET. A listen-only telephone line will be available at (416) 644-3414 or 1-800-814-4859 (toll free).

The webcast and presentations will be archived at www.td.com/investor/calendar_arch.jsp. Replay of the teleconference will be available from 6:00 p.m. ET on December 3, 2009, until January 3, 2010, by calling (416) 640-1917 or 1-877-289-8525 (toll free). The passcode is 4179922, followed by the pound key.

The presentations may contain forward-looking statements including statements regarding the business and anticipated financial performance of TD Bank Financial Group. Forward-looking statements are subject to a number of risks and uncertainties that may cause actual results to differ materially from those contemplated by the statements. Therefore, forward-looking statements should be considered carefully and undue reliance should not be placed on them.

About TD Bank Financial Group

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group. TD Bank Financial Group is the sixth largest bank in North America by branches and serves approximately 17 million customers in four key businesses operating in a number of locations in key financial centres around the globe: Canadian Personal and Commercial Banking, including TD Canada Trust and TD Insurance; Wealth Management, including TD Waterhouse and an investment in TD Ameritrade; U.S. Personal and Commercial Banking through TD Bank, Americas Most Convenient Bank; and Wholesale Banking, including TD Securities. TD Bank Financial Group also ranks among the worlds leading online financial services firms, with more than 5.5 million online customers. TD Bank Financial Group had CDN$545 billion in assets on July 31, 2009. The Toronto-Dominion Bank trades under the symbol TD on the Toronto and New York Stock Exchanges.

TD Canada Trust Generational Homeownership Survey reveals the younger the owner, the older the home

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/CNW/ – Almost half of Canadians (48%) aged 18-34 years old bought a first house that was at least 21 years old, according to the TD Canada Trust Generational Homeownership Survey. On the other hand, those 55+ chose newer homes with only one-quarter (27%) of that group purchasing a property 21 years or older for their first home.

The TD Canada Trust Generational Homeownership Survey was conducted to understand the differences in behaviours and attitudes of Canadians across the generations when purchasing their first home. The TD Canada Trust Generational Homeownership Survey showed that one of the most significant differences in behaviour for first-time home buyers across the generations is the age of the home they purchased, says Chris Wisniewski, Group Product Manager, Real Estate Secured Lending, TD Canada Trust. This behaviour suggests todays first time home buyers are looking for cost-effective options, which in urban centres are often older homes.

Possibly looking for a more affordable option, younger Canadians were the most willing to take on a fixer-upper (35%) as their first home compared to 24% of those now 55+ who did the same when they were first time homebuyers.

While older homes often sell for a more attractive price, first-time buyers need to keep in mind that the purchase price and mortgage payments are not the only costs associated with owning a home, says Wisniewski. An older home may need more work which means putting some money aside for repairs and renovations. Getting a home inspection and asking an expert such as a real estate agent will help you estimate some of these additional costs before you buy.

The location of their first home was a key factor for all Canadians, but younger first-time buyers were most likely to admit that location was a top priority for them (78% vs. 70% of 35-54, and 64% of 55+). And younger Canadians are most likely to have selected a city or town (64% vs. 50% of 55+) for their first home purchase as opposed to suburbs (28% vs. 35% of 55+) or rural location (8% vs. 14% of 55+).

Indicative of their preference for city living and the wide availability of condos in urban markets, when asked what type of home they purchased, younger Canadians, 18-34, were more likely than other groups to purchase a condo as their first home (18% vs. 9% of Canadians), but the majority did buy a house (65%).

While there are more condominium options than ever before in Canada, first-time buyers today are still looking for traditional houses no matter the age or location of the property. Seventy-five per cent of first time buyers across the generations purchased a house.

ABOUT THE TD CANADA TRUST GENERATIONAL HOMEOWNERSHIP SURVEY

The 2009 TD Canada Trust Generational Homeownership Survey was conducted through interviews with 900 adult Canadians across the country, to understand the behaviours and attitudes of Canadians across the generations when purchasing their first home between the ages of 18 and 34. The survey was conducted by Angus Reid Strategies between August 6 and 11, 2009. The sample size includes 300 men and women for each age group of 18-34; 35-54 and 55+.

About TD Bank Financial Group

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group. TD Bank Financial Group is the sixth largest bank in North America by branches and serves approximately 17 million customers in four key businesses operating in a number of locations in key financial centres around the globe: Canadian Personal and Commercial Banking, including TD Canada Trust and TD Insurance; Wealth Management, including TD Waterhouse and an investment in TD Ameritrade; U.S. Personal and Commercial Banking through TD Bank, Americas Most Convenient Bank; and Wholesale Banking, including TD Securities. TD Bank Financial Group also ranks among the worlds leading online financial services firms, with more than 5.5 million online customers. TD Bank Financial Group had CDN$545 billion in assets on July 31, 2009. The Toronto-Dominion Bank trades under the symbol TD on the Toronto and New York Stock Exchanges.